Yes, this LPGT has an Accelerated Benefit Option* that allows you to request cash advances on your policy in the event of being diagnosed with a terminal illness. This may help pay for care and provide support for your family.
Yes, you may elect up to $1 Million in LPGT coverage for your Spouse or Domestic Partner.
Nonsmoker rates are lower. Smoker rates, although higher are competitive.
Once approved for coverage, premiums won’t increase due to your age and benefits won’t decrease for the entire term.
You can keep your coverage as long as you remain a Member of the NEA.
Depending on your personal needs, you can choose a 10-year term, a 15-year term or a 20-year term of coverage.
You can elect up to $1 Million in LPGT coverage.
Level Premium Group Term Life is a Group Term Life coverage, that allows you to lock in your benefits at the lowest premiums now that won’t change up to age 80. And, your benefits will stay the same for the entire term of your policy.
Yes, you can choose a 10-, 15- or 20-year term, based on your age. As long as you continue to pay your premium, your member-only rate and benefits are locked in for as long as the term length you choose. The younger you are when applying for this term life insurance, the lower the rate.
Applying is easy and, in most cases, a Medical Exam is not required.